Terms & Conditions

Last updated: September 2025

Welcome to The Joint Sem Application website (hereinafter: “Apply to Sem”, “we”, “our”, or “the Website”). By accessing or using our Website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use the Website.


1. Use of the Website


2. User Accounts


3. Privacy and Data Protection


4. Fees, Cancellations and Returns


5. Intellectual Property


6. Third-Party Links


7. Limitation of Liability


8. Changes to the Terms


9. Governing Law and Jurisdiction


10. Contact Information

For any questions or concerns regarding these Terms, cancellations, or refunds, please contact us at admin@applytosem.org: